M&S Bank is the financial services arm of British retailer Marks & Spencer. It is aiming to make its mark on the mortgage market by providing a huge range of deals and some tempting bonuses.

These mortgages may be particularly appealing if you are a first-time buyer. The lender recently introduced a selection of 95% loan-to-value (LTV) mortgages that could be ideal if you only have a small deposit. There is also a £1,000 cashback available on all first-time buyer mortgages.

A product fee, application fee and completion fee may apply, but you’ll have the option to waive these with the lender’s range of “Fee Saver” products.

Upon approval of a mortgage, you will receive a free property valuation as well as a 30% discount voucher that you can redeem against purchases from the M&S Home and Furniture range.