An equity loan from Proportunity could give you the funds to apply for a mortgage with a lower loan-to-value ratio, and therefore a lower interest rate.

You can apply to borrow between 10% and 25% of your desired property’s value from Proportunity, and pay a fixed rate on this interest-only loan for the first 5 years. The capital owed at the end of the loan will be equal to the same percentage of your property’s value that you applied to borrow.

The most you can borrow from Proportunity is £90,000. You must also make a contribution to the mortgage deposit worth 5% of the property’s value yourself.

Proportunity allows you to access a mortgage lender’s best rates quicker. What’s more, due to the superior mortgage rates unlocked through a Proportunity equity loan, home ownership typically works out far cheaper.